Pastor free essay sample

Comparison Matrix paper 1 Alphonso Guice Jr. Grand Canyon University: LDR800. v10R 05/01/2013 Ethical Decision Making in Organizations: The Role of Leadership Stress. Marcus Selart/ Svein Tvedt Johansen _______________ Future of Ethically Effective Leadership Chaudhary Imran Sarwar ____________ The Ethical Dimension in Transformational leadership Anona Armstrong Each of the articles will give a different view point on how ethical leadership can be viewed, measured and revealed in stressful situations. The first article â€Å"Ethical Dimension in Transformational leadership†, will allow us to establish a range of values towards proving that Transformational Leadership style of management is the right style for ethical decision making. Armstrong, A. (2008) states that the values that are possibly relevant to this study is possibly related to the important essentials to Transformational leadership. The second article â€Å"Future of Ethically Effective Leadership† introduces three different theories and how these theories can effect the testing of the ethical leaders in the future. Sarwar, C. We will write a custom essay sample on Pastor or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I. 2013) also establish that there are three performance levels that can support the effectiveness of an Ethical Leader. The third article â€Å"Ethical Decision Making in Organizations: The Role of Leadership Stress† will attempt to prove that stressful situations can affect a leaders ability to act in an ethical manor and possibly skew the ability to recognize ethical dilemmas when faced with the situation. Selart M. amp; Johansen S. T. (2011) reveals that this revelation could explain why some of the organizational scandals were so profound complex depending on the stress level of the corporation.

Terrorism and Politics essays

Terrorism and Politics essays What events led up to the disaster of September 11th? Being a member of the public I can only draw conclusions from what the media has told us and try to make sense of it all. I believe there were several aspects that led to the attacks on September 11th. The tendency of our governments involvement in foreign affairs, the inability of the CIA to filter serious terrorist threats, and our nation being a beacon to the world are some of the main reasons why we were attacked. The attacks may not have been unprovoked, but they were by no means justified to kill so many innocent Americans. For a long time the United States Government has felt it necessary to be a key player in many foreign affairs. Some citizens of our country believe that its our duty to help the smaller and weaker nations. But in doing so we sometimes find ourselves fighting for a cause that cant be won or we overstep our bounds and find ourselves alienated from our allies. Before we were attacked by the Al-Qaida we provided aid to Osama Bin Laden and the Afghan troops who were fighting the invasion of Soviet forces in the 1980 s. The CIA gave them the weapons they needed along with the training to help them fight their war. A prime example of the United States finding itself in a position that it could have avoided. During this war, Osama Bin Laden would break off from the Afghan forces and create his own cell that dedicated itself to liberation of Islamic nations from any foreign influences. So in effect, we had trained and armed the terrorists that would one day turn against us. Had the U nited States not involved itself with a war that was not ours to be fought, we could have avoided the creation of a new enemy and possibly the destruction of the twin towers. On the other hand had we not assisted in the fight against the Soviets, who knows what might have happened to their country. Would there be an Afghanistan t ...

Seeking Acceptance to MBA Program Essay Example | Topics and Well Written Essays - 750 words

Seeking Acceptance to MBA Program - Essay Example I come from an entrepreneurial family, in [city name goes here], India. My father owns and operates four manufacturing companies; I would like to use the skills I acquire through your MBA program to help my father compete globally and increase the success and scope of his businesses. My wife also has created and grown a number of businesses here in India, and I currently advise her on growth opportunities. An MBA education would allow me to further expand the types of expertise I give for her business endeavors. My own ventures have been filled with great accomplishment. Professionally, my current assignment involves creating a unified business process to consolidate 17 operating systems into one system for ASB Bank, one of the Australian region's largest financial institutions. This has been a gratifying undertaking, not only for the progress made under my tutelage but also for the exposure it has given me to the Kiwi culture in New Zealand. Additionally, I have established the Indian subsidiary and served as chief technology officer and director of operations for Spokane, Wash.-based Magnetic North. I made and executed strategic decisions for the company, developed and managed vendors, evaluated business plans, proposals and potential partners, among numerous other tasks. Before that, I was a consultant for Setu Software. This was an opportunity that brought me to Boston, Mass., and the chance to manage a staff of up to 18 workers, many of them older and more experienced than myself. After more than two years there, my entrepreneurial zeal drove me to start my own business, Amps Consulting, for technical consulting and projects. A recessionary economy and reduced capital spending, though, forced me to close the business after eight and a half months. Despite the setback with that particular business, I remain energetic, passionate, and motivated to set the world on fire with my next start-up. I have the ideas in particular that I wish to incubate into reality: 1. I want to develop a dynamic, open, wireless MICRO-NETS platform and the accompanying protocols, tools, and services. This ambition already is on solid footing; in 2004, I submitted a business plan for the venture to the Indian Institute of Technology, and advanced to that competition's final phase in the technology category. 2. I want to further develop my eDecisions/eStrategy/eManagement methodology, which is a framework for electronically making complex and far-ranging strategic decisions for large business enterprises. 3. I want to establish an online of business of producing specialized, customized T-shirts. Manufacturing would be done in China, while technology, operations, and customer support would be done in India. I foresee a global market for this product line. Although the T-shirt business may be considered overdone as a concept, I believe that I have developed a unique idea, and one that has incredible potential for growth and profit. As you can see, my experiences, my entrepreneurial spirit, my leadership potential, and the global perspective I possess position me perfectly as a successful participant in your MBA program. I have the ideas and the passion, but it is the experience I would gain through your program that will help

History class Essay Example | Topics and Well Written Essays - 250 words - 1

History class - Essay Example Galileo contributed a lot in the development of scientific method. He evolved his theories in an enthusiastic manner, such as the law that governs falling bodies. He would evaluate all the factors that might be helpful like the effect of air resistance and then he would hypothesize what would happen. Galileo framed a formula for the analysis of falling bodies which was s=gt2(s is the distance of the entire fall and t is the total time of the fall). Galileo contributed a lot in the field of theoretical physics, mathematics and physics of experimental nature and he developed a proper relationship among these fields. Galileo also set up standards of time and length in order to compare different experiment performed in different laboratories. Thus, we can say that Galileo was one of the greatest scientists and an aspiring mathematician of all times. Albert Einstein labeled him as the father of modern science. Mathematics changed its approach due to these scientists and mathematician and newer terms like calculus, parabola and logarithms can into existence in his

No topic need Essay Example | Topics and Well Written Essays - 250 words - 9

No topic need - Essay Example The British traded slaves with the Americans, while the Americans gave them goods, for example sugar. Americans wanted the slaves to work for them (Lindsey 50-150). The system involved servants who were poor immigrants from England. It was like a system of contract labor. It involved all races, both the black and white. The system was a traditional means of securing jobs. Additionally, it was a form of apprenticeship and punishment. It involved children and the terms of service lasted until the maturity of the children. The makers of British imperial policies knew the colonists of British America enjoyed many benefits from the policies. The policies wanted to help raise money that would help clear the staggering debt from the previous war. They enforced tax laws, and sent their troops to America. By the beginning of 1800’s the relationship between Britons and Americans became worse. It was the leading cause of American Revolution. The revolution had effects at the government of that time. It forced the way for constitutionalism in the American government

Small And Medium Enterprises In Bangladesh

Small And Medium Enterprises In Bangladesh There is great interest in small and medium enterprises (SMEs) as major tool of poverty reduction in Bangladesh. Government of Bangladesh formulated a comprehensive Industrial Policy-2005 by putting special emphasis for developing Small and Medium Enterprises (SMEs) as a thrust sector for balanced and sustainable industrial development in the country to help deal with the challenges of free market economy and globalization. With multilateral trade negotiations is often leading to improving market access and with developing countries also being a lot more willing than before to participate in globalization, rich country government and the aid agencies have apparently decided to focus on the SMEs as one important ingredient of private-sector development. Small and Medium-sized Enterprises (SMEs) have been playing a pivotal role in terms of economic growth, employment generation, poverty reduction and industrialization (e.g. through entrepreneurship development) in Bangladesh. Industria lizations link to poverty reduction is through charging-up the growth rate of the country, enhancement of the productivity of the worker(s) in employment, providing employment to the unemployed, expanding consumer spending and thus the confidence level by sharing lower costs from scale economies via lower prices. As a result SME in Bangladesh takes several strategies to grow itself economy of this country. Such as Market development strategy, product development strategy, diversification strategy etc. The Government of Bangladesh constituted the taskforce to monitor and operate Small Medium Scale Industries late in 2003. Present era is totally technology based; there is no any scope to operate business vigorously without technology. So each and every business sector in developed countries is using modern technology whereas our business mainly SME is using ancient methods which are not consistent with present up rising competition. Most of the small businesses in Bangladesh are no t able to export goods to other countries after meeting the demand of own country. But it is also true that our SME sectors are developing day by day and it is contributing more in economics in Bangladesh than previous time. Chapter -1: Introduction 1.1 Background of the report There is no chance to deny the fact that Bangladesh needs a sustained level of growth of small and medium enterprises (SMEs) in order to reduce poverty. Having predominance of agro-based economic activities, low level of technological development, lack of availability of highly skilled laborers, small scale businesses have been suitably developed in the country. Considering the countrys level of economic growth, composition of resources or natural resources, level of international integration, and growing urbanization, industrialization there is huge scope for developing diversified and new SMEs in agriculture, manufacturing, service sectors etc. Scope of employment can be enlarged or widened both in rural and urban areas, which will help to reduce income inequality between urban and rural areas by SMEs. SMEs contribution to the economy is well-known. According to BSCIC (2009), small and cottage industries accounted for 90.91 per cent of total industrial establishments in 20082009. About 90 per cent of total employment and more than 55 per cent of total manufacturing value added originated from SMEs. In another estimate, there are around 66000 small industry units and 611,612 cottage industry units, which provide employment of nearly 3.5 million people. When handlooms are added, the number of cottage industry units alone shoots up above 700,000 (BSCIC, 2009). SMEs achieved considerable growth in different sub-sectors like, paper, printing and publishing; non-metallic mineral products; metal products; chemical; food, beverage tobacco etc. SMEs growth in Bangladesh is comparable with the growth achieved in different large scale industries in Bangladesh. However, a number of challenges have slowed down the development or growth of SMEs. In spite of its extensive coverage in manufacturing and service related activities, productivity of SMEs is not good in our country. In a number of sectors, there is no well-structured value chain developed between upper stream and lower stream. It is true that growing urbanization in the country and rising per capita income at urban level have been creating demand for relatively better quality products at a higher price, instead of low quality products at lower price. Currently, a larger part of this demand has been met up by low-priced, low quality imported products, because local SMEs are not able enough to provide satisfactory amount of better quality products. Though SME is becoming gradually a rising industrial sector in our country and contributing more and more in export, this sector faces several problems like- lake of technical know-how, shortage of long term financial support, lack of skilled workers, marketing link, research and development. Naturally, development of competitiveness of local SMEs is the major challenge that has to be met in order to sustain and enlarge the growth of this sector. The major objective of this report is to show the growth of SME, present status of SME, problems faced by SME and government policies to operate SME in our country. 1.2 Objectives The major objective of this report is to explore the: Current development status of SME in Bangladesh Problems faced by SME Government policies to operate SME in our country 1.3 Limitation Although it has been tried on the level best to make this report based on facts and complete information available, there are some limitations that are inevitable. They are following: This study is limited to only the development of SME in Bangladesh; There was a time limitation as three months internship period is not enough to study the growth of SME; Primary data is collected from different SMEs owners by questionnaires. So without trust on owners answers there is no any way to justify these answers. Chapter -2: Methodology To explore the growth of SMEs in Bangladesh others terms such as current status of SME, problems faced by SME, Government policies etc are described in this report. This report basically focuses on growth of SME in Bangladesh. 2.1 sampling design Sampling size is 20 2.2 Methods of collecting data For completing this report data is collected from two sourcesà ¢Ã¢â€š ¬Ã‚ ¦ primary Secondary Primary data Sources: Primary data is collected by questionnaires from direct respondents (small business owners). Questionnaires are also adjusted with this report. Secondary data sources: Secondary data is collected from different News paper, Web sites, Different articles, Report, etc. 2.3 Analytical tools Simple equation is used to analyses this questionnaires. Chapter -3 Literature review In the business world, small and micro-businesses form an absolute majority worldwide. Bangladesh as a developing country has started refocusing its attention on SME to enhance its economic stability. Though there is no any standard definition of SME in the world, we can say that small business is a business which starts its activities with small amount of capital, small amount of land, few numbers of employees to serve small numbers of customers it is known as small business. This paper sets out to analysis the small business growth in Bangladesh. The terms growth, success are often very closely linked and are sometimes even used as synonyms. Traditionally they are all measured by hard financial measures, such as turnover, or by increased numbers of Employees. This report tries to show the roles of SMEs for overall development of Bangladesh. Such as economic growth, poverty alleviation, employment generation, and the growth dimensions in three major sectors agriculture, industry, and service. The study also shows the bottlenecks of SMEs and the effect of globalization on its development in Bangladesh to the success of SMEs in exploiting, surviving, rapid globalization of markets. In this paper the final pursuit is to develop a framework to illustrate a sustainable business solution that simultaneously fight poverty and accelerate economic growth through SMEs. SME takes several strategies to grow itself as well as economic development of Bangladesh. Such as Market development strategy, product development strategy, diversification strategy etc. Small and Medium-sized Enterprises (SMEs) are playing a pivotal role in terms of economic growth, employment generation, and industrialization (e.g. through entrepreneurship development). Many authors expressed their opinion about SME growth in developing country like Bangladesh. These are given belowà ¢Ã¢â€š ¬Ã‚ ¦ Beck, Kunt, and Levine (2005) in SMEs, Growth, and Poverty states that Cross-Country Evidence have found a strong association between SMEs development and Gross Domestic Product in per Capita. Harvie (2004) in East Asian SME capacity Building, competitiveness and Market Opportunities in a Global Economy postulates that developing economies are especially seeing small business as potential instruments for the alleviation of poverty. Carl Liedholm, Michael, McPherson and Anyinna Chuta et al show that The percentage of job growth coming from enterprise expansion in rural areas is significantly higher than that of urban areas in developing country. Above mentioned opinions of different authors show the growth trend of SME in developing country like Bangladesh. Actually SME helps poor people to develop their position. This report tries to shows that the SMEs activities its impact on our economic growth. For developing the sense about SME its impact this report is based on field survey. Though SME is an important component of economic growth so it has to keep relation with others factors such as knowledge, capital mobilization, creativity, ability to take initiatives, record keeping, financial control, industry management experience, etc which are very important to enhance economic growth of this country. This report also focuses on these factors. In our country majority percent of entrepreneurs take decisions by their own sense. Small business brings great opportunity for small capital owners. They can easily use this small capital can remove poverty. Though small business owners are poor, they need support from external and internal sources. Here relatives different financial institutions play important roles in this case. Considering all these, the governments of many developing and less-developed countries are adopting separate SME policies. Bangladesh government has developed rules regulations to run the SME in Bangladesh. Tax rebate, interest of loan, location of this business etc are main factors have great impact on economic growth which taken by the government to run SME. After the independence of Bangladesh governments of different tenures took a long time to realize the need of entrepreneurship development. We may get the scenario if we analyze the development by deferent government tenure. à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. 1972-1975 Period: During this period trade policy of the country was mainly project-oriented. As the country was just free from an autocratic reign of Pakistani juntas and the industrial infrastructure was damaged by the war of liberation, so, government of the then period had no alternative but to initiate by itself. Private participation over the industrial sector was totally stopped. Government initiated to establish large number of nationalized industries. As a result entrepreneurship development concept was totally lost. 1975-1982 Period: From this time government realized the need of entrepreneurship development for economic growth. Government started to privatize its seek industries and introduced deregulation policies in industrial sector. New private entrepreneurs were created with new enthusiasm. These governments introduced mixed economic system. 1982-1990 Period: Privatization and deregulation policies started in some specific sectors. Selling the seek industries to private sector got momentous. Entrepreneurship was encouraged by formulating appropriate fiscal policies. 1991-2004 Period: Governments of these periods introduced market economy to a significant extent. Initiated policies to liberalize the trade policies. Privatization board was constituted to explore the environmental opportunities. Export-oriented privatization policy was introduced. GATT, WTO established took up some issues in this country by the international policies and to provide some ways and strategies. It is another factor that, how many numbers of SME in our country it is not easy to say. So, no one knows for sure how many SMEs are in Bangladesh today. In 1975 BSCIC (Bangladesh Small and Cottage Industries Corporation) surveyed to find out the actual numbers of SME in our country, but until today actual numbers of SME are not found out. SME growth is also affected by the environment -external internal. External environment is very important to internationalize SME. Environment is major component of development without it development cannot move away. So SME has to maintain the rules and regulation of environment. To grow SME financial non-financial indicators are very important. The combination of these two factors brings the economic success of a country. To develop small business there are many institutional arrangements, which vary degrees of effectiveness in the following areasà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Financial support: Long-term financing are generally provided by Bangladesh Bank, other specialized bank and financial institutions. Commercial bank provide short term loan to business enterprise regardless of the size in the form of general credit, industrial credit, rural credit program, micro credit, special credit, etc at varying interest rate of 11-16% depending on the purpose of development. Human resource development: Small business needs skilled manpower for production, management and accounts. A number of organizations are engaged in these activities such as BUET, BIT, Polytechnic and Vocational Training Institutes, etc for making skilled manpower. Policy Instruments: Government has been supporting small business through various policy formulations and their implementation. Ministries of industry, Ministry of Finance and Planning, Ministry of Commerce and Bangladesh Bank have developed necessary policy to develop SME. Business Development Services: Business Development Services are designed to help micro, small and medium enterprises overcome these barriers to increased productivity, profitability and access high value markets so that they can realize their potential help to poor people work their way out of poverty, grow local economies and creates jobs. In Bangladesh SME faces many problems. As a developing country these problem should be overcome. Otherwise our SME sectors will not be able to see the success. To overcome these problems to develop small business in our country in future below mentioned factors should be accepted: Training Motivation Loan facility Proper application of rules Appropriate place Opportunity to capital utilization Chapter-4 SME in Bangladesh 4.1 Definition of SME Small business is any business that independently owned and operated, is not dominant in its own field and does not engage in any new or innovative practices. It is an integral part of the total business scene in any country. It means the size of which is not big the size again depends on the yardstick one uses to measure. 4.1.1 According to industrial policy For manufacturing industries, the Taskforce recommends that: an enterprise should be treated as small if, in todays market prices, the replacement cost of plant, machinery and other parts/components, fixtures, support utility, and associated technical services by way of capitalized costs (of turn-key consultancy services, for example), etc, were to up to Tk. 15 million; an enterprise would be treated as medium if, in todays market prices, the replacement cost of plant, machinery, and other parts/components, fixtures, support utility, and associated technical services (such as turn-key consultancy), etc, were to up to Tk. 100 million; from both definitions above, land is excluded. For non-manufacturing activities (such as trading or other services), the Taskforce defines: An enterprise should be treated as small if it has less than 25 workers, in full-time equivalents; An enterprise would be treated as medium if it has between 25 and 100 employees; From both definitions above, land and structures, once again, are excluded. 4.2 Government policies of SME in Bangladesh As a developing country to develop its economic status and to reduce the poverty rate, SME is very important sector in Bangladesh. But unfortunately, until today Bangladesh could not make separate SME policy to operate this sector significantly. Some very simple polices are included in the industrial policy in 2005. These areà ¢Ã¢â€š ¬Ã‚ ¦ The Industrial Policy-2005 states: the SME sector has been given priority as a privileged sector. The PRSP states: The Government will pursue an employment intensive industrialization with emphasis on SMEs and export-oriented industries. . The Small and Medium Enterprise Cell (SMEC) was created in the Ministry of Industries (MOI) in 2003, and was tasked to take specialist interest in SMEs development. October 2003 saw the constitution of the SME Taskforce (SMETF), with the Principal Secretary to the Prime Minister as the convener. The SMETF blended the Government, the private sector, academia and the civil society as participants. The Taskforces report was approved by the Government early in 2005. On the basis of the report of the SME Taskforce, the Government of Bangladesh issued Small Medium Enterprise Policy Strategies, 2005 to provide a framework for interventions and policy strategies for the development of SMEs. The Government constituted a Small Medium Enterprise Advisory Panel (SMEAP) as an independent and meritocratic brains-trust for the MOI for all developmental, technical and structural advisories in the name of SME development. According to Industrial Policy 2005, there are special fiscal incentives for SMEs. Since Industries will enjoy tax holiday facility for a period of 5 to 8 years depending on the locations; Agro-processing and computer software industries will receive income tax relief for a fixed period; Industrial enterprises engaged in the production of RMG will receive taxation facility at a reduced rate of 10 per cent on their export income; Special revenue facilities will be provided to industries marked as thrust sectors, SMEs and cottage industries; Industrial enterprises registered with the Board of Investment need not pay any transfer fee; The Government is committed to develop industrialization led by the private sector amid a business environment that can bring out the best among all SME stakeholders It is also pointed out in the industrial policy that Bangladesh government has taken initiatives to make separate SME policy. But when this policy will be made and implemented it is a big question today. 4.3 Strategy for Small Business development in Bangladesh Four strategies we can follow to grow the Small Business in our country. These are given belowà ¢Ã¢â€š ¬Ã‚ ¦ Penetration strategy Product Development Strategy Market development Strategy Diversification Strategy Penetration strategy A Penetration strategy focuses on the firms existing product in its existing market, and entrepreneurs try to develop the product and market by encouraging existing customer to buy the more of the firms current product. Market development Strategy It is a strategy which grows small business by selling the firms existing product to the new customers There are several strategies under the market development strategyà ¢Ã¢â€š ¬Ã‚ ¦ Market Development Strategy Geographical Market Demographic Market Product use B.1) Geographical Market: This simply suggests selling the existing product in new location. B.2) Demographic market: demographics are used to characterize customers based upon their income, where they live, their education, age, and sex; and so on. B.3) Product use: An entrepreneur might find out that people use its product in a way that was not expected. This new knowledge of product use provides insight into how product may be valuable to the new group o buyers. C) Product development strategy Product development strategy for growth involve developing and selling new product to people who are already purchasing the firms existing product. Diversification strategy This strategy involves selling a new product to a new market. 4.3 Opportunity and challenges for SME of Bangladesh Opportunities: Bangladesh is an agricultural country. 85% populations of Bangladesh are Farmer. So agricultural gets the priority all times. But today people are becoming aware of industry. In this circumstance small business has huge opportunity to develop itself in our country. Some important opportunities of SME are described in below- Education Rate: The education rate of Bangladesh is increasing day by day. Educated people are always tried to do something new, and they are not afraid of taking risk. So, new businesses are being launched day by day. Industrial Policy: Industrial policy help people to do business correctly and it provides many facilities to new business owners. So, small business is seeing new sun of success. Availability of Resources: In our country there are many resources to develop and operate small business significantly. Foreign Market Potentiality: Small business of Bangladesh produces many goods which have demands in foreign market, and can earn huge foreign currency. So, small business is developed day by day. Honorable Profession: Many people imagine that Small Business is very prestigious profession. So, young people are developing small business day by day. Environment: Environment of Bangladesh is appropriate for business. Those businesses are not appropriate in ice-land area these are appropriate in our country. Growth of domestic product GDP of a country is very important to measure the growth of SMEs. In our growth rate is becoming good day by day. Current GDP growth of our country is 6%. Without above mentioned opportunities there are many other reasons for which Small Business is developing successfully. Problems of SME in Bangladesh: There is a great prospect of SME in Bangladesh. It plays a pivotal role in the economic development of this country but SME of Bangladesh faces many challenges in different areaà ¢Ã¢â€š ¬Ã‚ ¦ Government policy Until today Bangladesh could not make a standard SME policy to operate this sector significantly. Moreover the government policy emphasizes on production factors rather than human factor. Human factor is getting the least attention for the promotion of small business in the country. There is another problem for making the policy. Government is not making a clear cut policy of developing small business in the country. Awareness of facilities Sometimes government offers a few facilities to the small business but owners of small business are not aware of the available facilities in the country for establishing small business. There is no any proper media to aware small business owner about facilities. Training facilities To develop entrepreneurship and small business in the country availability of training and education facilities is must. But in Bangladesh there are hardly any training facilities for the small businessman. Incentive measure To develop the small and medium enterprise government of country has to provide the incentive measure. But here the small entrepreneurs are deprived of such incentives. Loan facilities Different financial institutions are offering loan facilities to small business owner. But it is a problem that small business owner who has no any power doesnt get loan facilities very easily. Security Many small business owners operate their business in open place like field, road, bus, and in other transportation. They are not secured because they face many dangerous situations. Women entrepreneurship Women are controlled by man means husband or father or elder brother. So women small business cant be operated very smoothly. In our country there is no suitable social environment to operate small business by women. Small capital Small business owners have no huge capital to operate the business. So they cant achieve the apex of goal. Modern technology they cant use and standard product they cant produce. Above mentioned points are considered as strong barriers of SME development in Bangladesh. So it can be said that to increase the contribution of SMEs on Bangladesh economy government, NGOs, commercial banks, others financial institutions have to put great emphasize on SMEs sector in Bangladesh 4.4 Government budgetary measures for the development of SME in 2010 Table Sectors Taka(cr) % Fiscal year Economy industry 1219 1.07% 2010-2011 Business 185 0.16% 2010-2011 Bangladesh is agriculture based country. So main priority is given to this sector always, but comparatively business sector always gets little priority, though it has great contribution on our economy. To develop the SME sector Bangladesh government has to give great priority to this sector. 4.5 Role of SME on economic development of Bangladesh The role of small and medium enterprises (SMEs) to economic development of a country is well organized. Across the globe it is strongly perceived that SMEs do play vital role in the industrial development, economic development of a country. Bangladesh is not lagging far behind in this respect. SME has great opportunity in this country. Environment, cheap labor, business strategy etc are the key features of SME. In view all the favorable factors; there is an urgent need in development of SME in Bangladesh as a developing country. SMEs are characterized on the basis of size, investment and employees in most countries across the world. Here are small business are those which have employees less than 50 person and have an investment of less than tk. 250 million. On the other hand, medium enterprises are those which have investment between tk.250 million and tk. 500 million with the number of employed workers ranging to 50 and 99. Generally, hand loom, food processing, lather and tannery, ceramic, light engineering, electric and electronic, handicraft, specialized textile and garments etc are fall in the category of small and medium enterprise. Information from MIDAS suggested that, around 88% of countys total industrial workforce is employed in the SMEs and the sector manufactures over 33% of industrial value added goods. Although there is no concrete information about number and types of SME in Bangladesh, an estimate of the Bangladesh small and cottage industries corporation (BSCIC) says that, there are over 42000 cottage industries in Bangladesh. There are also tens of thousands of small industries and a large number of hand loom and power loom industries in this country. Despite having huge potential to flourish, the growth of SME sector in Bangladesh is being impeded by multifarious problem, both at micro and macro levels. Inadequate knowledge of many entrepreneurs about the existing lending system and absence of necessary training facilities for small enterprise, widespread corruption and extortion and high rate of value added tax and unnecessary harassment from taxvat officials, law enforcer etc are also seen as impediments for the growth of SME. On the other hand absence of modern technology transfer policy, lack of infrastructure and support like port, power, gas, poor law and order, inadequate legal frame work, policy have been identified as the key macro level problem. Bangladesh SMEs have no enough exposure to international market. Considering the above all situation, Bangladesh government along with donors support took some measures over the year to support the development of SMEs. Various institutions including the BSCIC, BOI (Board of investment) Commercial banks, other financial institutions are working to promote the MSE sector, but their services and support are still inadequate. Experts argue that all the institutions have to build up capacity and upgrade their attitudes to provide appropriate and quick service to entrepreneurs. The government has already given special attention to the promotion of SMEs sectors. Though government and others financial institutions have given special attention to the promotion of SMEs sector, the contribution of non-government organization in this sector is still poor. So it can be said that to increase the contribution of SMEs on Bangladesh economy government, NGOs, commercial banks, others financial institutions have to put great emphasize on SMEs sector in Bangladesh. Chapter 05: Present status of SME in Bangladesh questionnaire This part is based on survey through questionnaires. Calculation: Number of respondent: frequency ÃÆ'-100 Question 01: Age of entrepreneurs Table -01 Responses 20-25 26-30 31-35 36-40 41-more Total Number of respondent 02 04 08 04 02 20 Percentage 10% 20% 40% 20% 10% 100% From the above table we can state that, 31-35 years people are more interested to do own business like SME. Question02: Owners of SME are male or female Table-02 Responses Female Male Total Number of respondent 7 13 20 Percentage 35% 56% 100% From above data we can conclude that male is more interested than female. Ques

Essay on Satire - Satirizing Optimism in Voltaires Candide :: Candide essays

Satirizing Optimism in Candide Candide is a humorous, far-fetched tale by Voltaire satirizing the optimism promoted by the philosophers of the Age of Enlightenment. It is the story of a young man's adventures throughout the world, where he witnesses evil and disaster. Throughout his travels, he adheres to the teachings of his tutor, Pangloss, believing that "all is for the best in the best of all possible worlds," (Voltaire 4). Candide is Voltaire's answer to what he saw as an absurd belief proposed by the Optimists. "Candide...is a profound attack on philosophical Optimism and, through it, all philosophical systems that claim falsely to justify the presence of evil in the world," (Mason 1). "Candide anatomizes the world's potential for disaster and examines the corresponding human capacity for optimism," (Bell 1). Though he was by no means a pessimist, Voltaire refused to believe that what happens is always for the best. The Age of Enlightenment is a term applied to a wide variety of ideas and advances in the fields of philosophy, science, and medicine. The main feature of Enlightenment philosophy is the belief that people can actively work to create a better world. "It is customary to present Candide as the result of Voltaire's reaction to Leibniz and Pope,"(Wade 1) two of the main philosophers of the enlightenment era. While Voltaire's Candide is heavily characterized by the primary concerns of the Enlightenment, it also criticizes certain aspects of the movement. It attacks the idea of optimism, which states that rational thought can inhibit the evils perpetrated by human beings. Voltaire did not believe in the power of reason to overcome contemporary social conditions. The attack on the claim that this is "the best of all possible worlds" is apparent throughout the entire novel. Throughout the story, satirical references to this theme contrast with natural disaster and human wrongdoing. When reunited with the diseased and dying Pangloss, who had contracted syphilis, Candide asks if the Devil is at fault. Pangloss simply responds that "the disease was a necessity in this 'the best of all possible worlds', for it was brought to Europe by Columbus' men, who also brought chocolate and cochineal, two greater goods that well offset any negative effects of the disease,'" (Voltaire 17). The multitudes of disasters, which Candide undergoes, leads to the abandonment of his belief in optimism. When asked "What's optimism?" by Cacambo, Candide replies, "Alas.

Prep for Assignment 3hrc

Ought Preparation for Assignment 3HRC Activity A A new manager is starting in the organisation shortly. You have been asked to provide a ten minute presentation that will give the manager some understanding of the organisation in preparation for their start. The presentation may be made one-to-one or to a larger group. The information you provide should include: †¢ the purpose and goals of the organisation a list of the main products and services of the organisation †¢ an identification of the main customers †¢ an analysis of a minimum of 4 external factors and their impact on the business activities of an organisation †¢ the structure and at least 4 functions of the organisation †¢ an explanation of how these different functions work together within the organisation to optimise performance †¢ an identification of the culture of the organisation and at least 2 ways this affects operations Purpose and goals | | | |The purpose of our organisation is to giv e support and advice to the public who are in need of | | |welfare.Our goals are to get people into work and to help claim the right benefits; giving the | | |best possible service provided by our knowledgeable in house advisers. We provide an integrated | | |service through a single point of contact and focus on work as the best way to lift families out| | |of poverty, to raise incomes and to combat social exclusion. | | | | | | |Main products and services | | | |The products we offer are JSA, ESA, Pensions and Income Support but the list doesn’t end there. | | |We help with Carers Allowance and other means tested benefits.We offer services and advice to | | |all our customers which include internal customers in other departments within our organisation. | | | | | | | | | | |Main customers | | | |We have an extensive customer base our direct customers are the Public.We also have Employers | | |(providing jobs and training), Agencies, Providers who help our long term unemploy ed into work, | | |Local Councils , Schools and Colleges, Training establishments, The Army, Navy the list goes on | | |and all of whom have a role to play in the welfare to work agenda. | | | | | | |4 external factors and their impact |There are many external factors that have an impact on us its quite vast so I’ll stick to the | | |main causes †¦. | | |1.The Recession†¦ re-educating the public on how to find work and applying a different outlook | | |on what jobs are available in our immediate industrial area. | | |2. Redundancies†¦ mean more claimants; increase in work load which in turn will mean learning new| | |roles within the departments and consolidating our procedures to cope with the rising of | | |unemployment. | |3. New employers create work for our customers so we have to be on the pulse of what’s happening| | |in our local industries. This also has an impact on off flow and work load again creating more | | |work within our establishment t o maintain records of our customers. | |4. Any government legislation change has a big impact on us with new learning skills being | | |implemented within our departments and getting the right information fed down to us from | | |management so we can deliver the changes to the public as accurately and as quickly as possible. | | | | | | |Structure of the organisation + 4 functions |Our Structure is of a Hierarchical type. We have many departments of which are led by a site | | |Manager and departmental mangers who hand off to line managers to our individual teams. | |We are monitored by performance and performance issues to get the right balance. We make sure we| | |are up to date with all new changes in procedures and policies and deliver them to the public. | | |We need to maintain the delivery of our business to succeed in helping to get the economy back | | |on track. | |We have a responsibility to progress and achieve and highlight any areas where good practice has| | |not been met. | | |The DWP and Jobcentre Plus have to promote disability and equality, race and gender and good | | |customer service. | | | | | | | | | |How the functions work together | | | |These functions promote a good working practice to deliver a strong and diverse workforce.This | | |maintains the delivery of our business as a whole and monitors the performance of the | | |organisation. | | | | | | |Culture of the organisation and 2 ways this affects| | |operations |The Jobcentre is a key part of the Government’s strategy for welfare reform.It brings together | | |the services of the Employment Service and the Benefits Agency to provide a single point of | | |delivery for jobs, benefits advice and support for people of working age. | |We have everything under one roof giving benefits and employment advice, a personal adviser | | |service to help people back into work, and work-focused interviews for all new benefit claimants| | |of working age. | | |All Claimants have the sup port and encouragement to move towards independence and work.We are | | |flexible, innovated and always have on going learning to deliver excellence in customer service. | | |. | | | | | | | | | |

Buffalo soldiers essays

Buffalo soldiers essays In the years immediately following the Civil War, thousands of former slaves moved westward, hoping to find new opportunities for employment. Among the opportunities open to young black men was serving with the United States Army. In 1866, the United States Congress authorized the creation of six regular Army regiments to be staffed entirely by black soldiers. By 1869, these regiments were decreased by two. Black men were given the choice of enlisting with the Ninth or Tenth Cavalry or the Twenty-fourth or Twenty-fifth Infantry. It is these regiments that would eventually be dubbed the Buffalo Soldiers (Katz 1996). The term Buffalo Soldiers was bestowed by the Plains Indians, who were the soldiers' enemies. Despite their enmity, however, the name reveals the respect many Native Americans accorded to the black soldiers. The Indians had high regard for the courage and valor shown by the black men in combat. This paper argues that the Buffalo Soldiers played a crucial, though often overlooked role in the history of westward expansion. By protecting settlers, the Buffalo Soldiers paved the way for the settlement of the west and the creation of the United States. By showing courage on the battlefield, the Buffalo Soldiers also challenged prevailing misconceptions about black people. In doing so, they contributed to the establishment of multicultural societies in the West and by extension, in the rest of the The Buffalo Soldiers initially came into being because during the late 19th century, the United States Military supported segregation. Black freemen thus could not serve along with the white soldiers. Thus, the Buffalo Soldiers were tasked with building forts which were often reserved only for white soldiers. In Forth Concho, the Buffalo Soldiers were housed in separate rooms. However, historians like Stanford L. Davis (1999) argue that the realitie...

The Divorce Effects

The Divorce Effects Introduction Divorce involves restructuring of the family where parents separate. When people get married, they get children in the union and who are under the care of both parents. Divorce causes emotional and psychological strain among the parents. The process of divorce is very involving and parents end up as opponents and seek to be independent (Roderick 6). Advertising We will write a custom research paper sample on The Divorce Effects specifically for you for only $16.05 $11/page Learn More After divorce the parents reside in different houses and have to settle with the other about the custody of children. In most cases the children remain in custody of the mother. Although some people believe that parents absorb the major effects of divorce, I believe that divorce has a big effect on children than parents. Discussion on how effects of divorce on children are more than effects on the parents Emotional effects According to Friedman (17), when parents di vorce the family members are affected. The children as well as the parents have to adjust to changes and may take up to two years to settle down. They often have emotions that are triggered by the divorce. In cases where children exposed and saw the parents engage in conflict, children find it more comfortable to live with a single parent and be not see the parents engage in quarrels. On the other hand, some parents keep their differences secret from the children. When they divorce, such children usually have a harder time to cope with the change than children who knew their parents differences. Therefore parents can live in a marriage for the sake of the children. Children encounter difficulty Children from divorced families portray differences from those who grow up in stable families. Divorce affects children’s social life because some have difficulties relating with other members of society when compared with the others. Roderick (pg 8), argues that some children from t he divorced families may learn skill of copping with difficulties and therefore may end with less problems than those from non divorced families.Advertising Looking for research paper on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More The recovery from divorce of the children is depended on the pace of the parent to pull through the difficult times. As Wilson (pg 10) argues, in cases where parents recover quickly, the children were able to cope with changes while those parents who took long to overcome challenges posed by divorce, their children continued manifesting problems like regression. Unprepared to deal with change Young children find it unbearable to deal with divorce of the parents because at their age they have not learnt how to muddle through changes and are thereby not fully ready to handle separation of one of the parents. Most often, boys have a harder time than girls when parents divorce. When they devel op problems, the divorced wife poorly manages the son’s problems and may liken him with the father besides having her own problems. The problem may include the fact that they had a relationship with the father which is no longer present. Children are affected by the separation of parents. ONeill (Para 2) reveals that the father figure or the mother figure is important to children. They lose the connection and some support they got from the parent. Loss of one parent Children end up spending limited time with parents. The divorce makes the children live with one parent and may see the other parent at another time. This makes them fail to experience the love and care of the parent who is away. The parents may enter into other relationships where they have to spend some time with the new found partner. The child does not fully enjoy the company of both parents as the parents may be committed to other relationships. Failure in effective parenting Some parents change their style o f parenting after divorce as Hughes (Para11) mentions. They abandon some practices that would have benefited the child positively. For instance parents may fail to assist in home work since they relocated due to the divorce. The abandonment of the practices affects the child more than the parent because the child needs quality parenting which they are denied. Children are largely affected by the process of divorce where both parents are adverse enemies. They are affected more than the parent when the two parents extend the fights in court about who is to provide care for the children. The child changes in the way they handle situations and may become irritated easily. Advertising We will write a custom research paper sample on The Divorce Effects specifically for you for only $16.05 $11/page Learn More They may become criminals and at times attempt to take their life. They may also deliberately neglect authority and at time run away from their home. In some cases children feel insecure and uncertainty about their future. Children suffer when the parents involve them in the divorce cases. Because parents need someone to confide in, some parents end up discussing their problems with the child. The child gets hurt when they become awre of their parents antagonism towards each other. They get feeling of helplessness since they both parents are important to them. Roderick (Pg 14) supports the claim then process of divorce is traumatizing to the children. For this reason single parents living without divorce are viewed as healthier than families that are conflicting. Moreover, children love to live in a peaceful family rather than a family with violence. Economic effects Children have more problems than parents when affected by changes in economic support. Divorced parents may have economic challenges as suggested by most of the authors. Due to inadequate finances following divorce, the single mother of father may relocate and the children change the school they attend as a consequence (ONeill 16). Children lose relationships and friendships that are already and may be required have difficulties copping in the new environment. They may also change their lifestyle due to economic constrains. Psychological effects Children are psychologically affected by divorce. The memories of a good family, when the conflict began and became worse, the divorce process and later the experiences after the divorce remain in the child brain. Another experience that remains to distress children with divorced parents is the movement from one parent’s residence to the other. Such children suffer because they consider that if the situation would change they would have one home (Friedman 27)Advertising Looking for research paper on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Divorce is stressful and not pleasant. The parents may understand and be willing to go through some changes as a result of the divorce. Children suffer more than the parents because they are neither prepared nor do they understand why they should put up with some changes. The encounter is more unbearable when the parent marries again and divorces again. Change in organization of family Some divorces causes greater loses of relationship with extended family members as well as the organization of a family (Wilson pg 9). The child may lose conduct with the other parents kinsmen like lovely grandparents and only meet them less frequently. During annual parties like a birthday, the child may feel the loss of important members of the extended family and the absence of one parent. Recommendations Children are affected by divorce more than parents because it has negative impact on the child’s maturity. Considerations made when parents choose to divorce do not include the feelings and opinions of the children. Thus children are forced into separating without being involved. Tension increases when one parent influences the child to side with one parent. Friedman (Pg 15) notes that both parents should be committed to follow the progress of their child both in education and in social life. Additionally, parents can make efforts to see their children most often as the children need the figure and emotional support from both parents. Furthermore, parents can also consider staying in the marriage for the sake of the children. This is because children suffer even more than the parents for due to the divorce. Conclusion The effects of divorce cannot be under estimated because children are affected more than their parents. Based on the words of Wilson (pg 1) we can learn that children of divorced parents are affected by the loss of one parent, financial changes that cause change of lifestyle and relocation. They are affected emotionally and psychologically and may end u p with low self esteem and a feeling of helplessness. In addition, stress and memories concerning the divorce remain high among the children and hence they are affected more than the parents. Friedman, Debra. Towards a structure of indifference: the social origins of maternal Custody. New York: A. de Gruyter, c1994. ONeill, William. Divorce in the progressive era. New York, New Viewpoints, 1973 Roderick, Phillips. Putting asunder: a history of divorce in western society. Cambridge; New York: Cambridge University Press, 1988. Wilson, Mike. Divorce. Detroit: Greenhaven Press, c2009

What are the Most Important Aspects of Zaras Essay

What are the Most Important Aspects of Zaras - Essay Example The study reveals that the company remains consistent with its information technology management and also remains focused on its preference for decentralized decision making and speed. Since Zara operates in the retail industry, Information Technology (IT) plays a crucial role in its business activities. Information technology is helping the company to manage queues inside the outlet, control inventory and handle POS-terminals (Point-of-Sale terminal). In addition, IT is playing the all-important role in managing Zara’s online store. The report also uncovered that, with the use of information technology, the company has been able to achieve competitive advantage over its competitors. One of the key findings of the study is that Zara is using outdated software. According to the technical lead of ZARA, the software may be outdated but is highly stable. However, it has been identified that any changes in the system configuration by the hardware vendors may negatively impact the company’s POS terminal operation. Therefore to get rid of this issue the report has provided some recommendations to the company. These recommendations comprise of how the company can update its software without affecting the stability and easy-to-understand interface. The study is about analyzing the most important aspects of Zara’s approach to information technology management. Apart from that, the report will also shed light on whether or not these approaches are applicable and appropriate anywhere in the organization. In order to satisfy these objectives, the study will carry out an in-depth analysis of the external business environment of Zara and a brief internal analysis of the company. However, the focus will be mainly on the information technology management of the company. Based on the findings, the report will draw a conclusion and provide some recommendations regarding how to improve the productivity of the company.

Computer Security Essay Example | Topics and Well Written Essays - 500 words - 2

Computer Security - Essay Example Frequently, programs bundle spyware with freeware or shareware, though it can also arrive via email, instant messages or web downloads. On the other hand data breaches occur when personal consumer information is lost or stolen, and can result in the loss of hundreds or millions of records. This information can then be used to commit crimes, including fraudulent unemployment claims (Goodin, 2008), fraudulent tax returns (McMillan, 2008), fraudulent loans (Hogan 2008), home equity fraud (Krebs, 2008), and payment card fraud. Consumers can also suffer the burden of increased loan interest rates, being denied utility services, civil suits or criminal investigation (Baum, 2004). While the consumer costs incurred from credit card fraud may be negligible, out of pocket expenses can reach thousands of dollars. It is results of all these effects of spam that there had to be changes in infrastructure made. The anti-spyware legislation is currently under consideration in 27 U.S States as well a s in the U.S. Congress is one of these changes. It aims to prohibit spyware from delivering advertisements to a computer under certain circumstances..